Each month, 10% of your reported rent is credited to your Accrue account as savings toward a future home purchase. This credit adds up over time and can be used as part of your down payment when you buy a home through Accrue. You can increase your rate to as much as 30% by referring friends.

No, signing up for Accrue is completely free. There is no catch. We only make money when you successfully purchase a home through our platform.

No, Accrue is not your real estate agent. We connect you directly with trusted developers and sellers in our network, helping you access quality homes and exclusive incentives.

Your accrued savings remain available for up to two years after you stop renting. During that time, you can still use them toward buying a home through Accrue. If you decide not to buy, there is no penalty. The savings simply expire after that period.

Accrue savings can only be applied to homes listed on our platform. We partner with trusted sellers and developers to offer quality homes, often with exclusive incentives that are not available elsewhere.

Rent payments are reported through your account each month. We are streamlining this process behind the scenes to keep it simple for you and secure as we grow.

That is excellent. You can combine your Accrue savings with your existing savings to increase your down payment. This may help you qualify for better mortgage terms or lower your monthly payments.

There really is no catch. Accrue is free to use, and there is no obligation to buy. If and when you are ready to purchase a home, we help you unlock real savings just for paying rent.